We Flooring Capital, we offer a minimum loan amount of $50,000. You have the flexibility to borrow up to $20,000,000 for most types of loans we provide. However, for certain loan types such as construction loans, we may consider offering amounts exceeding $20,000,000 only in special situations.

We are a private lending company. We are not the average lending company that you meet. We don't provide seminars and workshops. We are the direct lending firm. We pride ourselves with the capability for expeditious loan approvals and disbursements facilitated by automated processes, ensuring borrowers experience a streamlined application procedure and swift access to funds, my adeptness in tailoring loan offers and terms to each borrower's unique financial circumstances and requirements through our great teams, thereby enhancing the likelihood of identifying the most suitable loan option for every individual, Our provision of round-the-clock accessibility and support via our digital interface, allowing borrowers to avail assistance anytime and anywhere, and our commitment to continuous learning and adaptation, enabling me to make informed lending decisions and enhance the overall borrowing experience for users.

You can pay off any of your Loan(s) early or make any extra payments at any time without any pre-payment penalty.

At Flooring Capital, We offer a diverse range of loans tailored to meet various financial needs, including personal loans, auto loans, home loans, business loans, student loans, and lines of credit. Our lending options encompass both secured and unsecured loans, with flexible repayment terms and competitive interest rates. Whether you're looking to finance a new vehicle, purchase a home, invest in your education, or grow your business, we strive to provide lending solutions that align with your goals and circumstances. Additionally, we offer refinancing options for existing loans, debt consolidation solutions, and specialized loan products designed to address specific financial situations. Our goal is to empower individuals and businesses with access to the funding they need to achieve their aspirations and navigate their financial journey with confidence.

As a lending firm, we make money primarily through the interest charged on the loans we provide. When borrowers take out a loan, they agree to pay back the principal amount along with interest over a specified period. The interest rates we charge reflect the cost of borrowing money and the risk associated with lending. Additionally, we may generate revenue through origination fees, late payment fees, prepayment penalties, and other charges associated with loan products and services. Our aim is to operate sustainably while providing valuable financial solutions to our customers, ensuring responsible lending practices and transparent fee structures.

Your information and documents submitted to Flooring Capital are treated with the utmost care and security. We employ robust encryption and data protection measures to safeguard your personal and financial information against unauthorized access, misuse, or disclosure. Our systems are designed to meet industry standards for security and compliance, ensuring that your sensitive data remains confidential and protected throughout the lending process. Additionally, we adhere to strict privacy policies and regulations to maintain the confidentiality of your information and only use it for the purposes outlined in our agreements with you. You can trust that your information is safe with us, and we are committed to maintaining the highest standards of security and privacy to earn and retain your trust as a valued customer.

Our loan requirements vary depending on the type of loan you are applying for and your individual financial circumstances. Generally, we consider factors such as your credit score, income, employment history, debt-to-income ratio, and collateral (if applicable) when evaluating loan applications. While specific requirements may differ for each loan product, we aim to provide accessible lending options to a wide range of borrowers. For example, for a personal loan, we typically require a stable income, and a reasonable debt-to-income ratio. Documentation such as proof of identity, income verification, and bank statements may also be necessary. Similarly, for a business loan, we may require documentation related to your business, such as financial statements, business plans, and proof of ownership. Our goal is to ensure that our loan products are accessible to qualified borrowers while also mitigating risk for both parties involved. We strive to maintain transparency regarding our loan requirements and encourage potential borrowers to reach out to us directly for personalized guidance and assistance with their loan applications.