Secure your financial
future with us
Personal Loans
We provide unsecured Personal loans that individuals can use for various purposes, such as debt consolidation, home improvements, or unexpected expenses. They typically have fixed interest rates and fixed monthly payments.
Home Equity Loans
Use the equity in your home to help you get access to more money, reduced rates and lower payment amounts.
Auto Loans
We also provide Auto loans to finance the purchase of vehicles, including cars, trucks, and motorcycles. They can be secured or unsecured, our Auto Loans usually have fixed interest rates and monthly payments.
Small Business Financing
We are proud to partner with Merchant Growth, a leader in small business financing, to help you get the funds your business needs in as fast as 24 hours.
Business Loans
Flooring Capital has a great Business loan program specifically for financing business-related expenses, such as starting a new business, expanding operations, purchasing equipment, or covering working capital needs. They can be secured or unsecured and may have variable interest rates based on the lender's terms.
Commercial Mortgages
Commercial mortgage is usually considered more suitable for business owners, who are likely to expand their businesses. It saves them maintenance, rental and other associated costs with an opportunity to grow as well as create new workspaces for their expanding business. You'll find a sea of options while sorting commercial mortgages services in US for yourself. However, the payback and lending regulations are on a whole compliant with American mortgage laws.
Bridge Loans
As the name explains bridge loans fill the funding gaps just like ordinary bridges, which cover the physical gaps. Bridge loans by a business loan service can provide immediate cash flow at times when funding is needed but not apparently available. These are other types of short-term funding. Since these loans are readily provided and cover heavy expenses, they come with higher interest pay-backs or must be backed by collateral coverage.
Fix and Flip Loans
We have been working over 25 years around here and loaning to relatively every state in United States. We are leading consultants to offer Fix and Flip loans to real estate investors which is quick to process and safe and flexible financing option for their fix and flip investments. We work with you to fund your ventures whether you wish to flip it, hold and lease it or assemble and offer another development venture.
Residential Mortgages
Residential mortgages are loans acquired for buying a residential property, this loan cannot be used to buy a commercial property or a rent-out property. Property bought from this loan has to be used by the one who is taking out the mortgage, for buying a living space for their personal use. There are different entities providing residential loans in the name of residential mortgages, such as banks or building societies where the house is located.
Student Loans
Student loans are designed to finance higher education expenses, including tuition, fees, books, and living expenses. Our student Loan program has the lowest interest rate and a very long repayment plan as Flooring Capital is in business to support students.
Lines of Credit
At Flooring Capital our lines of credit is a flexible borrowing option that allows borrowers to access funds up to a predetermined credit limit. the Line of credit can be used for various purposes and are typically revolving, meaning that as you repay the borrowed amount, you can borrow again, similar to a credit card, This allows borrowers easy access to funds through Flooring Capital.
Construction Loans
Flooring Capital construction loan provides financing for building or renovating a property. Our Construction loans offer short term and long term duration and require periodic payments during the construction process, after which the loan may be converted to a traditional mortgage.
Refinance Loans
Flooring Capital Refinance loans, let us replace your existing loan with our Flooring Capital Refinancing loan option that has better terms, such as a lower interest rate and good loan duration. Borrowers may refinance to reduce monthly payments, consolidate debt, or tap into home equity.
Cash-Out Refinance Loans
Are you a hommeowner, and you are looking to cash-out Refinancing? Flooring Capital Cash-out refinance loans allow homeowners to refinance their existing mortgage and access equity in their home as cash. We give the borrower a new loan for more than the remaining balance on their current mortgage, and the difference is paid out in cash.
Debt Consolidation Loans
Are you in multiple debts and you will like to combine the multiple debt into a single loan with one monthly payment? Flooring Capital can help simplify repayment and potentially lower the overall interest rate, saving borrowers money over time.
Equipment Loans
Flooring Capital provides financing for purchasing business equipment, machinery, or vehicles. The equipment may serve as collateral for the loan and also may not serve as collateral depending on the decison of the lender, borrowers repay the loan over time with interest.
Peer-to-Peer (P2P) Loans
One great exceptional program of Flooring Capital is the P2P loan program, where we have individual investors with the financial means to fund borrowers with certain business and personal ideas or needs through our online platform. Borrowers typically create a profile and investors choose to fund all or part of the loan.